Here are updated account numbers as of January 31, 2017
Formula = Savings x Yield = Annual Income
Savings: Total of all savings as a percentage of the total goal
Dividend Yield: Current yield of all tracked holdings (now including 401k’s!)
Annual Income: Expected dividends from all holdings as a percentage of the overall goal (now including 401k’s!)
On to the numbers!
Savings % = 27.69% (+2.23%)
Dividend Yield = 2.88%
Annual Income = 23.60% (+8.09%)
The calculations saw some big swings this month, as I began to calculate our 401(k) savings and projected dividends into the equations, which was missing previously.
After a not-so-inspiring experiment with Groundfloor, we have begun a new endeavor with Peerstreet, to compliment our existing real estate crowdfunding investments with Fundrise. This helped bump up the savings, dividend yield and projected annual income. Trifecta.